Reading A Disability Insurance Policy
People often make the mistake of shopping for an individual disability insurance policy the same way they would for a term life, or car insurance policy. The concept seems simply enough, “If I get disabled, the insurance company should pay me.” Therefore many shoppers spend time comparing quotes from different disability insurance carriers, and trying [...]
Dental Insurance – Unnecessary Dental Procedures
Is there a new trend in dentistry toward a higher incidence of dental fraud? According to the Surgeon General’s report on oral health last year, a century ago most Americans lost their teeth by middle age. Today though we have widespread fluoridation and most middle-aged Americans can expect to keep their original teeth for the [...]
Disability Insurance Policy Riders to Enhance Your Income Protection
Obtaining Disability insurance is the best way a person can protect his/her income from the risk of a debilitating injury or illness. It provides up to 60% income replacement if an injury or illness prevents you from being able to do your job. Some people are offered Disability insurance through an employer sponsored group plan [...]
Should Medical Students Consider Disability Insurance?
Last year the Association of American Medical Colleges (AAMC) said that schools should require disability insurance for all medical students and provide access to policies. medical students are particularly vulnerable to the financial hardships that may result from a disability. Disability insurance protects students from possible fiscal disaster and is also a prudent investment. Purchasing [...]